finance

Setting Financial Goals

Frugal Living
goals

Setting Financial Goals Where do you see yourself financially in 5 or even 10 years? Is that a question you ask yourself frequently or do you shy away from those thoughts because they scare you? I’d say the majority of Americans shy away from dreaming about their financial future because those thoughts scare them. They’re […]

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Are you coasting financially?

Frugal Living
Penny in Piggy Bank Slot

Most people coast through life thinking that they’ll never have financial emergencies. When that flat tire comes they charge it to their credit card and pay for it for the next 5 years.What they don’t think about is the fact that they could have a flat tire, the kids could come home needing unexpected money […]

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5 Tips For Creating An Emergency Fund

Frugal Living
emergency fund

GRRR Emergency Fund!!! Do you have one? We are in the process of getting the $1000 emergency fund in place and once the credit card debit is paid off then we will do the standard 3-6 months of income. Right now we just have $400 and I told hubby and he was surprised that we […]

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Struggling With Debt? We Were!

Frugal Living
debt

Are you struggling with DEBT and don’t know where to start to get a handle on it? Looking back, it felt that we were under 25K worth of Credit Card debt for so long and were getting NO WHERE. I was so glad that hubby decided to come along with me on my trip to […]

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I Had Plastic Surgery

FYI
plastic surgery

I bet that title got your attention, right? You are probably wondering what kind of plastic surgery Joey got, huh? Actually, it was my credit cards that got the plastic surgery. Let me tell you that it was really hard to cut them. It was not as easy as I thought it would be. Hubby […]

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Our Total Money Makeover Has Begun

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Jason and Dave Ramsey

My hubby and I met up with Dave Ramsey when we were at BlissDom and he is the author of “The Total Money Makeover” book among many others!! Of course I’m the one taking the picture! I’ve heard of Dave Ramsey but didn’t take much notice of who he was or what he was trying […]

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